Terms of Service

1. Introduction

Welcome to Investment Shield Pakistan. These Terms of Service ("Terms") govern your use of our website located at investmentshield.pk (the "Service") and form a binding legal agreement between you and Investment Shield Pakistan ("we," "us," or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service. We recommend that you print a copy of these Terms for future reference.

2. Use of Service

Our Service provides information and resources about building investment safety cushions in Pakistan during economic crises. The content on our website is for general information purposes only and is not intended to constitute professional financial advice.

You are responsible for your use of the Service and for any content you provide, including compliance with applicable laws, rules, and regulations. You should always seek the advice of qualified professionals regarding any financial decisions.

You may not use our Service for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Investment Shield Pakistan and its licensors. The Service is protected by copyright, trademark, and other laws of Pakistan and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Investment Shield Pakistan.

All materials, including text, images, graphics, information, and other materials provided on or through the Service are owned by Investment Shield Pakistan or its licensors and are protected by copyright laws.

4. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Investment Shield Pakistan.

Investment Shield Pakistan has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Investment Shield Pakistan shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

7. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Investment Shield Pakistan, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

The information provided through our Service is not intended to replace professional financial advice. You should consult with a qualified financial advisor before making any investment decisions.

8. Limitation of Liability

In no event shall Investment Shield Pakistan, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Contact Us

If you have any questions about these Terms, please contact us at:

  • Email: [email protected]
  • Phone: +92-51-2345678
  • Address: Financial District, Blue Area, Islamabad, Pakistan

These Terms of Service were last updated on May 15, 2025.